Simple, transparent pricing
Choose the plan that fits your business. No hidden fees, no surprises.
Free
Getting startedExplore your finances with basic tools. No credit card required.
- 1 entity
- AI chat (3 messages/day)
- Dashboard & analytics
- 7-day Pro trial included
- Report downloads
- AI-powered insights
- CSV exports
- Custom report builder
Starter
Solo foundersPerfect for freelancers and small businesses just getting started.
- Up to 3 entities
- AI chat (25 messages/day)
- Quick reports with AI insights
- Dashboard & analytics
- PDF exports
- Email support
- Custom report builder
- CSV exports
- Period comparisons
Professional
Growing teamsFor growing businesses that need powerful financial tools.
- Up to 10 entities
- AI chat (50 messages/day)
- Custom report builder (20/mo)
- Advanced analytics & forecasting
- PDF & CSV exports
- Priority support
- Entity breakdown reports
- Period comparisons
- Scheduled reports
Compare plans
See which plan is right for your business
| Feature | Free | Starter | Professional |
|---|---|---|---|
| Entities | 1 | 3 | 10 |
| AI chat messages/day | 3 | 25 | 50 |
| AI requests/month | 10 | 500 | 1,000 |
| Report downloads | — | ✓ | ✓ |
| Custom reports/month | — | — | 20 |
| Export formats | — | PDF, CSV | |
| Period comparisons | — | — | ✓ |
| Entity breakdown | — | — | ✓ |
Frequently asked questions
Everything you need to know about culta.ai
Can I change plans later?
Yes! You can upgrade or downgrade at any time. When upgrading, you'll get immediate access to new features. When downgrading, changes take effect at the end of your billing cycle.
What payment methods do you accept?
We accept all major credit cards (Visa, Mastercard, American Express).
Is my financial data secure?
Absolutely. We use AES-256 encryption, never store raw credentials, and follow industry security best practices. Your data is encrypted both in transit and at rest.
What happens to my data if I cancel?
You can export all your data at any time. After cancellation, we retain your data for 30 days in case you change your mind, then permanently delete it.
Do you offer refunds?
Yes, we offer a 30-day money-back guarantee. If you're not satisfied within the first 30 days, contact us for a full refund.
Can I connect multiple Stripe accounts?
Yes! Each entity can have its own Stripe connection. Professional plans support unlimited Stripe Connect integrations.
What's included in AI-powered insights?
Our AI analyzes your financial data to provide spending pattern detection, revenue forecasting, cost optimization recommendations, and natural language reports.